We help creators manage their finances.

Nice to meet you!

We are Eric and Will :)

We met each other playing board games in 2017.

Eric was working at Instagram with top creators and saw how they struggled to manage their finances. Will was running an investment fund and previously worked at Goldman Sachs.

We built Karat because in 2019, top creators like Ludwig and Alex Botez couldn't get approved for reasonable credit limits (they had great credit scores and were killing it on YouTube but traditional banks thought their businesses were "risky.")

What started as extending credit to creators has now grown to a whole platform of financial tools and products for entrepreneurs and enterprises in the creator economy and beyond. We feel super privileged to now support thousands of creators with Karat as the one stop shop.

Whether you're a new creator, a talent agency, or Mr. Beast, we'd love to hear from you and build for you. You can reach us at founders@trykarat.com

Backed by the best

We’ve raised over $100M from the best people in the creator & fintech world.

Y Combinator logoTwitter / X logoYouTube logoSignalFire logoCAA logoUnion Square Ventures logo

Karat in the Press

Get in touch with our PR team or request a press kit by emailing press@trykarat.com.

Karat is a financial technology company and not a bank. Banking services and the Karat Visa® Commercial Card are provided by Grasshopper Bank, N.A. and First Internet Bank of Indiana, Members FDIC, pursuant to separate licenses from Visa U.S.A. Inc. The FDIC’s deposit insurance only protects against the failure of an FDIC-insured bank.