“Karat is the best card for creators- they gave me a top notch business card when other banks had rejected me twice.”
Twitch Streamer 856K followers
"Karat is the card I wish I had two years ago. Banks gave me laughably low credit, forced me to fax documents like the mesozoic era, and treated me like I didn’t matter. Now I have the credit I need, the perks I want, and a fax machine that I can set on fire."
Youtube Influencer 3.34M subscribers
“When we launched our own coffee line - Bankroll Coffee - Karat stepped up to provide the credit limits needed to run our business when other vendors were slow in processing our payments. Karat gets it.”
YouTube Influencer 3.25M subscribers
“Karat has been my go to card for everything. Having experience with Amex Platinum, JPMorgan Reserve + more, Karat’s customer service and points system are far superior.”
Musician 2.54M monthly streamers
“Karat is a must have for all content creators. Traditional banks just don’t get it.”
YouTube Influencer 8.14M subscribers
“With over $3m in revenue per year and 20 employees, the bank still doesn’t trust me with a credit card. Karat gets it. Banks don’t.”
Facebook Influencer 20M followers
“When my dog found my wallet and chewed up my cards - my metal Karat card was the only one still in good shape. They've built the top card for creators.”
YouTube Influencer 2.71M subscribers
“Despite running one of the largest engineering channels on YouTube today, when I moved to the US from Ireland, banks wouldn't help me. Karat provided me with a top level business card and helped me set up a business bank account too!”
YouTube Influencer 3.08M subscribers
“Online creators constantly struggle when working with traditional financial institutions. Our jobs are so new and niche that banks just don't understand it. Karat not only fills that gap, but gives us the experience that everyone wishes they could have had.”
YouTube Influencer 2.98M subscribers
“Turns out it's really hard to get a business credit card as a "creator." Got rejected for every credit card I tried, including Brex. Thank you Karat for hooking me up (custom logo and all).”
Substack Writer 65k subscribers
Cash back rewards that scale with your social stats
Metal cards branded with your own logo
We donʼt charge you fees or interest. Period.
Get the credit you deserve.
Just 5 minutes to get started, no need for your social security number, and no effect on your credit score. Let's get you what you're actually worth. Share your tag and we'll get started!
Forget bank applications. We care about:
Followers, engagement, sponsorship deals
Subscribers, ad share revenue
Subs, donations, brand deals
Followers, hearts, views
Followers, Subscribers, Likes
Followers, Mentions, Likes
Our card is your canvas. Create your own laser etched card with a custom design.
O.G. built and backed
We built products at the biggest social networks and the biggest old school banks. Now we're building a better bank for creators.
Backed by previous founders & CEOs of:
Kevin Lin Co-Founder
Biz Stone Co-Founder
Steven Chen Co-Founder
Michael Ovitz Co-Founder
Kevin Mayer Former CEO
Adam Nash Former CEO
Mike Lu Co-Founder
Ankur Nagpal Co-Founder
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