Cash back rewards that scale with your social stats
Metal cards branded with your own logo
We advance credit for sponsorship payments at zero cost
We donʼt charge you fees or interest. Period.
Just 5 minutes to get started, no need for your social security number, and no effect on your credit score. Let's get you what you're actually worth. Share your tag and we'll get started!
Forget bank applications. We care about:
Followers, engagement, sponsorship deals
Subscribers, ad share revenue
Subs, donations, brand deals
Followers, hearts, views
Followers, Subscribers, Likes
Followers, Mentions, Likes
A Card of Your Own. Charged Up.
Our card is your canvas. Create your own laser etched card with a custom design.
“Karat has been amazing to me. The setup process was simple and easy, and the card looks dope!”
TikTok Influencer, 1 million followers.
"With over $3m in revenue per year and 20 employees, the bank still doesn’t trust me with a credit card. Karat gets it. Banks don’t."
Facebook Influencer, 15 million followers, Instagram Influencer 1.8 million followers.
“Karat is the card I wish I had two years ago. Banks gave me laughably low credit, forced me to fax documents like the mesozoic era, and treated me like I didn’t matter. Now I have the credit I need, the perks I want, and a fax machine that I can set on fire.”
YouTube Influencer, 2.8 million followers.
O.G. built and backed
We built products at the biggest social networks and the biggest old school banks. Now we're building a better bank for creators.
Kevin Lin Co-Founder
Biz Stone Co-Founder
Steven Chen Co-Founder
Michael Ovitz Co-Founder
Kevin Mayer Former CEO
Adam Nash Former CEO
Mike Lu Co-Founder
Ankur Nagpal Co-Founder
Join the waitlist
Heard enough? Sign up for our waitlist now.
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