Charged Up.
Karat is the Black Card for Creators.
Grow your channel faster with the credit you deserve.
Find out why the biggest creators in the world use Karat.
Find out why the biggest creators in the world use Karat.
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Karat is the Black Card
for Creators.
for Creators.
As a content creator, you build community, you run a business.
You deserve a card that keeps up with you
You deserve a card that keeps up with you
Featured in
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Instant savings
Cash back rewards that scale with your social stats
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Custom designs
Metal cards branded with your own logo
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Instant revenue
We advance credit for sponsorship payments at zero cost
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Better terms
We donʼt charge you fees or interest. Period.
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Stats—not Scores.
Just 5 minutes to get started, no need for your social security number, and no effect on your credit score.
Let's get you what you're actually worth. Share your tag and we'll get started!
Let's get you what you're actually worth. Share your tag and we'll get started!
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Forget bank applications. We care about:
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Instagram
Followers, engagement, sponsorship deals
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YouTube
Subscribers, ad share revenue
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Twitch
Subs, donations, brand deals
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TikTok
Followers, hearts, views
Facebook
Followers, Subscribers, Likes
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Twitter
Followers, Mentions, Likes
A Card of Your Own.
Charged Up.
Our card is your canvas.
Create your own laser etched card with a custom design.
Create your own laser etched card with a custom design.
“Karat has been amazing to me. The setup process was simple and easy, and the card looks dope!”
"With over $3m in revenue per year and 20 employees, the bank still doesn’t trust me with a credit card. Karat gets it. Banks don’t."
“Karat is the card I wish I had two years ago. Banks gave me laughably low credit, forced me to fax documents like the mesozoic era, and treated me like I didn’t matter. Now I have the credit I need, the perks I want, and a fax machine that I can set on fire.”
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O.G. built and backed
We built products at the biggest social networks and the biggest old school banks. Now we're building a better bank for creators.
Investors from:
Kevin Lin
Co-Founder
Co-Founder
Biz Stone
Co-Founder
Co-Founder
Steven Chen
Co-Founder
Co-Founder
Michael Ovitz
Co-Founder
Co-Founder
Kevin Mayer
Former CEO
Former CEO
Adam Nash
Former CEO
Former CEO
Mike Lu
Co-Founder
Co-Founder
Ankur Nagpal
Co-Founder
Co-Founder
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Join the waitlist
Heard enough? Sign up for our waitlist now.
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