Less Limits.

Karat is the Black Card for Creators.
Grow your channel faster with the credit you deserve.
Find out why the biggest creators in the world use Karat.
Karat is the Black Card
for Creators.
As a content creator, you build community, you run a business.
You deserve a card that keeps up with you

“Karat is the best card for creators- they gave me a top notch business card when other banks had rejected me twice.”

Alexandra Botez
Twitch Streamer

"Karat is the card I wish I had two years ago. Banks gave me laughably low credit, forced me to fax documents like the mesozoic era, and treated me like I didn’t matter. Now I have the credit I need, the perks I want, and a fax machine that I can set on fire."

Youtube Influencer
3.34M subscribers

“When we launched our own coffee line - Bankroll Coffee - Karat stepped up to provide the credit limits needed to run our business when other vendors were slow in processing our payments. Karat gets it.”

Graham Stephan
YouTube Influencer
3.25M subscribers

“Karat has been my go to card for everything. Having experience with Amex Platinum, JPMorgan Reserve + more, Karat’s customer service and points system are far superior.”

2.54M monthly streamers

“Karat is a must have for all content creators. Traditional banks just don’t get it.”

Carter Sharer
YouTube Influencer
8.14M subscribers

“With over $3m in revenue per year and 20 employees, the bank still doesn’t trust me with a credit card. Karat gets it. Banks don’t.”

Nas Daily
Facebook Influencer

“When my dog found my wallet and chewed up my cards - my metal Karat card was the only one still in good shape. They've built the top card for creators.”

YouTube Influencer
2.71M subscribers

“Despite running one of the largest engineering channels on YouTube today, when I moved to the US from Ireland, banks wouldn't help me. Karat provided me with a top level business card and helped me set up a business bank account too!”

Real Engineering
YouTube Influencer
3.08M subscribers

“Online creators constantly struggle when working with traditional financial institutions. Our jobs are so new and niche that banks just don't understand it. Karat not only fills that gap, but gives us the experience that everyone wishes they could have had.”

Wendover Productions
YouTube Influencer
2.98M subscribers

“Turns out it's really hard to get a business credit card as a "creator." Got rejected for every credit card I tried, including Brex. Thank you Karat for hooking me up (custom logo and all).”

Lenny Rachitsky
Substack Writer
65k subscribers

Very Rare

Our card is your canvas.
Create your own laser etched card with a custom design.

O.G. built and backed

We built products at the biggest social networks and the biggest old school banks. Now we're building a better bank for creators.
Backed by previous founders & CEOs of:
Kevin Lin
Biz Stone
Steven Chen
Michael Ovitz
Kevin Mayer
Former CEO
Adam Nash
Former CEO
Mike Lu
Ankur Nagpal

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