The card for
Creators

The card for

CREATORS

YOUTUBERS

tiktokers

STREAMERs

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Credit for people
with a bigger vision

A business expense card with limits based on your social stats
creator highlight
YouTuber
Graham Stephan

“When we launched our own coffee line–Bankroll Coffee–Karat stepped up to provide the credit limits needed to run our business when other vendors were slow in processing our payments. Karat gets it.”

creator highlight
Twitch streamer
Alexandra Botez

“Karat is the best card for creators–they gave me a top-notch business card when other banks had rejected me twice.”

creator highlight
Musician
3LAU

“Karat has been my go to card for everything. Having experience with Amex Platinum, JPMorgan Reserve + more, Karat’s customer service and points system are far superior.”

creator highlight
Facebook Influencer
Nas Daily

"With over $3M in revenue per year and 20 employees, the bank still doesn’t trust me with a credit card. Karat gets it. Banks don’t.”

creator highlight
YouTuber
Real Engineering

“Despite running one of the largest engineering channels on YouTube today, banks wouldn’t help me. Karat provided me with a top-level business card."

creator highlight
Substack Writer
Lenny Rachitsky

“Turns out it’s really hard to get a business credit card as a “creator.” Got rejected for every credit card I tried, including Brex. Thank you Karat for hooking me up (custom logo and all).”

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Your partner in business

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See all your spend in one place

Finally make sense of your finances.
Track your spending on an intuitive dashboard.
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Well-deserved credit

Old-school banks don’t get it. We give you limits based on your socials + cashflow so you can focus on creating.
+2,928
Follower growth
Tessa Gold
Tiktok | 1M Followers
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Real people answering your questions instantly

You deserve a partner that keeps up with you--chat with our certified financial planner and our Concierge team whenever
HEY I NEVER GOT MY MERCHANDISE THAT I PAID FOR. CAN YOU LOOK INTO THIS?
YES, WE'RE ON IT AND WILL GET BACK TO YOU WITHIN 24 HOURS.
WE LOOKED INTO IT, WE WILL BE REFUNDING YOU THE FULL AMOUNT FROM THE VENDOR NOW.
PERFECT, THANK YOU!
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Real people answering your questions instantly

You deserve a partner that keeps up with you–chat with our certified financial planner and our Concierge team whenever.
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Invest in your business

Get cashback on categories you actually care about so you can invest back in your business.
$
0

No fee

3
-
5
%

Average

$
1,100

Cashback

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Heaviest card on the market

An alloy metal card is laser-etched with your logo
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Featured in

#notanad

Partnership benefits

A win-win situation
Average cardholder has 1.8M followers across socials
No fees + no interest
Best in class rewards
Limits based on social stats
Creator community + events
Consult with our on-staff CFP and get free channel reviews

Your suit of armor

We haven’t and will never sell your data

You’re safe with us

We secure all your data with 256-bit encryption and all transactions you make are verified through Visa’s fraud algorithm. Everything is secured with SHA-256 encryption.

Real support at your fingertips

If you run into any suspicious activity on your card, our concierge team is at your service from 6am to 11pm PT.