The black card
for creators.

You create content, you build community, you run a business. You deserve a card that keeps up with you.
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“Karat has been my go to card for everything. Having experience with Amex Platinum, JPMorgan Reserve + more, Karat’s customer service and points system are far superior.”

3LAU
DJ/Producer/Entrepreneur, 2.4M Monthly Listeners

"With over $3m in revenue per year and 20 employees, the bank still doesn’t trust me with a credit card. Karat gets it. Banks don’t."

Nas Daily
Facebook Influencer, 15 million followers, Instagram Influencer 1.8 million followers.

“Karat is the card I wish I had two years ago. Banks gave me laughably low credit, forced me to fax documents like the mesozoic era, and treated me like I didn’t matter. Now I have the credit I need, the perks I want, and a fax machine that I can set on fire.”

TheRussianBadger
YouTube Influencer, 2.8 million followers.

A card to grow your business

Instant savings
Cash back rewards that scale with your follower count
Better terms
We donʼt charge you fees or interest. Period.
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Custom cards
Metal cards branded with your own logo
PREMIUM
Instant revenue
We advance credit for sponsorship payments at no cost

A Card Based on your social stats.

Just 5 minutes to get started , no need for your social security number, and no effect on your credit score.

Let's get what you're actually worth. Share your tag and w'll get started

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Our card is your canvas. Create your own laser etched card with a custom design.

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From a team you can trust

We' ve worked at the biggest social networks and big banks. Now we' re here to work for you.

Co-founders

Eric built products at Instagram for creators. He studied economics at Harvard.

Investors

Kevin Lin
Co-Founder
Biz Stone
Co-Founder
Steven Chen
Co-Founder
Michael Ovitz
Co-Founder
Kevin Mayer
Former CEO
Adam Nash
Former CEO
Mike Lu
Co-Founder
Ankur Nagpal
Co-Founder
Will worked in finance ar Kiva & Goldman Sachs. He studied computer science at Standford.